How to borrow with cryptocurrencies?

By means of lending a person or a company can obtain a loan in cryptocurrencies by putting as collateral the digital assets it already owns.. At TVFPM we are committed to the excellence of the operations we carry out with TVFPM Loan and therefore we work through specific contracts in which each of the operations carried out will be determined individually.. To access TVFPM Loan you just have to contact our team and make an appointment to analyze each case in detail.

In which cryptocurrencies can I get a cryptocurrency loan?

Users will receive their loan proceeds in the EURT, USDT or USDC stablecoin.

What cryptocurrencies are accepted as collateral?

At the moment, TVFPM Loan accepts Bitcoin and Ethereum as collateral with an LTV of 50%, and B2M with an LTV of 20%.. If you deliver 1 BTC the amount requested can be up to 50% of the value of BTC.

Am I still the owner of the cryptocurrencies used as collateral?

Yes, in no case you lose the ownership of the cryptocurrencies. Except for the exception of the settlement of the transaction. The settlement of a transaction or the 'LTV price execution' will be set by default at 85% on the principal value. That is, when the ratio of principal to collateral reaches 85% (principal value 85 on a collateral value of 100). Or, in other words, when the collateral reaches the point of representing 117.65% over the value of the principal loaned.. The settlement will be associated with a settlement fee (derived from the management and sale of the collateral at the current market price): 2% of the outstanding principal with a minimum of €100 in the equivalent value of the crypto deposited as collateral.

What is Loan to Value (LTV)?

Loan to value (LTV) is the ratio between the value of the loan amount and the value of the collateral, expressed as a percentage. Ex: a loan of $5,000 leaving as collateral an amount of cryptocurrencies worth $10,000 results in an LTV of 50% ($5,000/10,000).

What is the maturity period on TVFPM Loan?

The periods may vary depending on the operation and the purpose of the operation. The minimum is set at 14 days, but other periods of 30, 90, 180 days or longer can also be selected.

TVFPM Loan

Get funded in seconds and don't sell your cryptoassets

Use your cryptocurrencies as collateral to obtain loans up to 1 million euros. Get cash by holding your cryptocurrencies with urgent approval.

No credit checks

No set-up fee

Tailored to your preferences

With the best Support

How much do you need?

Warranty required

In how many days do you want to return it?

Enter another duration

days

Annual interest

0,0%

Total to be returned

0,00BTC

Recaptcha is required

These data are indicative and non-binding and may therefore be subject to change.

Operational since 2014

Endorsed by

Security Certifications

The best crypto exchange

We make it safe and easy

Why TVFPM Loan?

Get the credit you want without having to give up your cryptos, putting them as collateral through an exchange with all European guarantees.

We are unbanked.

We do not verify in CIRBE, ASNEF or RAI, nor do we register in bank databases.

Pre-approved loans

No credit scoring, get your loan just when you need it.

Tax optimization

Get liquidity with your cryptocurrencies without the tax burdens of selling.

Keep your crypto

Avoid having to sell your cryptocurrencies and always have them at your disposal.

Flexibility in your loan

We adapt to your needs, selecting the collateral, the denomination of the loan and no fixed term.

The best conditions

We strive to offer the most competitive rates and conditions with the best support for you.

Discover the advantages of TVFPM Loan

Global Digital Loans

We democratize digital asset lending to any amount.

Instant approval

Instant approval thanks to the over-collateralization of operations.

Immediate automatic deposit

Immediate availability of funds through an automated guarantee process.

Fast return guaranteed

Fast and instant loan repayment.

Risk monitoring

Continuous monitoring of risk and balance through loan health indicators.

Updated financial capacity

Updated indicator of financing capacity.

This is not a conventional loan, but an agile credit adapted to your needs.

If you want more information about TVFPM Loan for your company we will contact you.

	Bit2Me Loan	Conventional loan
Lower interest rates
No set-up fee
Fiscally profitable
Urgent approval
No impact on its credit rating
Paperless

What can you use your crypto loan for?

Loan, a 360° solution

Real estate investment

20% down payment for the purchase of a home.
Purchase of properties and land.
Real estate investment through tokenization.
Financing for real estate renovations

Reinvestment in digital assets

Increased exposure to BTC as a long-term safe haven and collateral.
Portfolio diversification with new assets, including traditional assets.

Investment in business activities

Investment to start a business.
Short-term financing (NFCs).
Long-term financing (CAPEX).

Multipurpose investment

Purchase of vehicles.
Travel financing.
Higher education financing.

+2 million

Of euros transacted in 2022

+700k users

In the TVFPM suite

+340 coins

Listed to operate within the platform

+40 coins

Available on Earn to earn rewards

Sleep easy with TVFPM

Why TVFPM?

Your money is protected at TVFPM

Protecting your money through multiple layers of security

Regulated in the European Union

First cryptocurrency exchange registered with the Bank of Spain

Telephone Support in English

We help you, with multi-channel support in your language.

Free tax report included

Your income tax reports in one click

Highly recognized certifications

ISO 27001, ISO 37001, ISO 22301 and many more

Independent third-party audits

Financial audit by BDO. Best Compliance Award

Free education included

Educational content available to make informed decisions

Backed by Telefónica and Investcorp

TVFPM has listed companies as partners.

Learn more about our security

A multidisciplinary team at your disposal

A decade of developing blockchain technology

Company incorporated in Spain and in accordance with European regulations.

With multi-layered security systems and personalized support service

Operational since 2014

Endorsed by

Security Certifications

The best crypto exchange